Federal Loans

Building Opportunities, Unlocking Potential

Fast, Flexible and Accessible Loans for Federal Civil Servants Small Business Owners, and More...

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How to get a Civil Servant Loan

Follow the steps below

Apply for a loan

Apply for a loan by submitting your application to a branch manager.

Review & Approval

Your loan application will be reviewed by a member of our team

Receive Your Funds

Once approved, the funds will be transferred to your account within 24 business hours.

Eligibility

To be eligible you must…

  • Be a Federal, State, or Local Civil Servant
  • Have a staff Identification card.
  • Possess a valid Proof of Identification (current ECOWAS  Passport, National Identification, Driver’s License or  Voters ID)
  • Possess a clean Credit Bureau Report.
  • Possess a verifiable monthly income.
  • Present one recent passport photograph (within the last 6 months)
  • Have a salary bank statement for the last 3 months

Customer Self-Service

Frequently asked questions

  1. We provide state, federal, paramilitary, and special loans tailored to meet the needs of civil servants, government employees, contractors, and businesses.
  1. Our loans are available to state and federal civil servants, local government employees, paramilitary personnel, and contractors working with government or established businesses.
  1. The maximum loan amount depends on your salary, repayment capacity, and other specific criteria.
  1. Loan processing typically takes 24 to 72 hours after submitting all required documents.
  1. Currently, our loans are primarily targeted at salaried employees. However, contractors and registered business owners may qualify for certain loan products.
  1. A valid government-issued ID
  2. Recent payslips or proof of income
  3. Employment verification letter
  4. Bank statements (last 3–6 months) NB: On request
  5. Other documents specific to the loan type.
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Dear Customer, please be advised that Fidelity Fortune and Management Company, its employees, or representatives will never request commissions, personal fees, or additional payments to process your loan applications or inquiries. Loan repayments should only be made to official accounts registered under Fidelity Fortune and Management Company.

Kindly disregard any information not communicated through our official channels or customer care team. The company is not liable for losses or consequences resulting from dealings with individuals falsely claiming to represent us.