Federal Loans
Building Opportunities, Unlocking Potential
Fast, Flexible and Accessible Loans for Federal Civil Servants Small Business Owners, and More...
How to get a Civil Servant Loan
Follow the steps below
Apply for a loan
Apply for a loan by submitting your application to a branch manager.
Review & Approval
Your loan application will be reviewed by a member of our team
Receive Your Funds
Once approved, the funds will be transferred to your account within 24 business hours.
Eligibility
To be eligible you must…
- Be a Federal, State, or Local Civil Servant
- Have a staff Identification card.
- Possess a valid Proof of Identification (current ECOWAS Passport, National Identification, Driver’s License or Voters ID)
- Possess a clean Credit Bureau Report.
- Possess a verifiable monthly income.
- Present one recent passport photograph (within the last 6 months)
- Have a salary bank statement for the last 3 months
Customer Self-Service
Frequently asked questions
What types of loans do you offer?
- We provide state, federal, paramilitary, and special loans tailored to meet the needs of civil servants, government employees, contractors, and businesses.
Who is eligible for a loan?
- Our loans are available to state and federal civil servants, local government employees, paramilitary personnel, and contractors working with government or established businesses.
What is the maximum loan amount I can apply for?
- The maximum loan amount depends on your salary, repayment capacity, and other specific criteria.
How long does it take to process a loan?
- Loan processing typically takes 24 to 72 hours after submitting all required documents.
Do you offer loans to self-employed individuals?
- Currently, our loans are primarily targeted at salaried employees. However, contractors and registered business owners may qualify for certain loan products.
What documents do I need to provide?
- A valid government-issued ID
- Recent payslips or proof of income
- Employment verification letter
- Bank statements (last 3–6 months) NB: On request
- Other documents specific to the loan type.
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Dear Customer, please be advised that Fidelity Fortune and Management Company, its employees, or representatives will never request commissions, personal fees, or additional payments to process your loan applications or inquiries. Loan repayments should only be made to official accounts registered under Fidelity Fortune and Management Company.
Kindly disregard any information not communicated through our official channels or customer care team. The company is not liable for losses or consequences resulting from dealings with individuals falsely claiming to represent us.